Loyalty should be understandable

Kickbacks aims to connect approved offers and rewards to explicit consumer choices. A useful loyalty experience explains why an offer appears, what action is required, and what value the consumer will receive.

  • Cash or cash-equivalent rewards where supported.
  • Merchant benefits and disclosed discounts.
  • Personalized offers based on permissioned preferences.
  • A clear record of completed and pending rewards.

Fairness matters

Any demand-based pricing or profile matching must be tested for unfair exclusion and explained in plain language. Consumers should not be told their personal worth is being scored.